HSBC Platinum Credit Card

HSBC Platinum Credit Card

Cashback | Lifestyle

4.5/5 ★★★★★
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The HSBC Visa Platinum Credit Card is a lifetime-free card offering 2 reward points for every ₹150 spent, with 5X rewards on spends above ₹4 lakh annually (up to 15,000 points). Enjoy benefits like air miles conversion, up to ₹3,000 annual savings on fuel surcharges, and lost liability cover. The welcome offer includes an Amazon voucher worth ₹500, a Swiggy voucher worth ₹250, 3 complimentary lounge accesses or meal vouchers, and 10% cashback on spends of ₹10,000 within the first 2 months. Ideal for lifestyle and travel, it has a foreign transaction fee of 3.5%.

Category

Cashback , Lifestyle

Minimum Credit Score Required

740

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APR

44% annual percentage rate

Features

  • Lifetime free credit card
  • 2 free quarterly visits to railway lounges.
  • Enjoy air miles conversion options for InterMiles, British Airways, and Singapore Airlines.
  • Avail up to INR 3,000 in annual savings on fuel surcharges.

    • Eligibility Requirements

  • Age: 18-65 years
  • Monthly Income: ₹33,000 minimum
  • ITR: ₹4,00,000 (for non-salaried)
  • Credit Score: 740 minimum

    • Welcome Offer

  • Obtain an Amazon voucher worth INR 500.
  • Enjoy a Swiggy voucher worth INR 250.
  • Choose between 3 complimentary airport lounge access at domestic and international lounges or 3 meal vouchers.
  • Receive a 10% cashback when you make at least 5 eligible transactions with a total spend of Rs. 10,000 within the first 2 months of card issuance.

    • Card Fee

    Annual Fee: Free

    Joining Fee: Free

    Foreign Transaction Fee

    3.5% *Applicable Taxes

    Fraud Liability

    Lost Liability Cover